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The Mortgage Process

The Mortgage Process

So you sent in an application, what next?

What Is The Mortgage Process?

1. Start Here!

 Click on the link below to start your application
 You can complete the application paperwork from your phone or computer
 After I receive the application, I will send you an e-sign for the credit authorization form

 I will then send you a link asking for your required documents to start your application file

Apply Now

2. The Paperwork

 I will send you another list of documents required to verify your income
 You gather the documents, and submit them to my online portal. You can even use your phone’s camera to upload them!
 I will review the documents, and let you know of anything outstanding
 Once we have everything the lenders require, I submit your application to the appropriate lender(s) for your situation

3. The Signing

 I present you an offer for the mortgage that makes the most sense for your personal situation
 You accept and sign the documents to open your mortgage account
 Or, for pre-approvals, you are pre-approved, and get to shop for your dream home
 I create a breakdown of your estimate closing costs, so you are prepared for closing
 You work with your solicitor to complete your mortgage process

Company Strengths at a glance

Dominion Lending Centres

We are known as the best mortgage broker in Ontario. Over the past 12 years, our award-winning mortgage brokerage has provided client access to over 230 mortgage lending institutions, including banks, credit unions, and trust companies.

Mortgage Volume per Year
1.5 Billion
Lending Institutions
Over 230
Current Interest Rates
Lowest in History!

My Mortgage Toolbox App

Mortgage Calculations at your Fingertips

Dominion Lending Centres is the nation’s leading mortgage company with more than 2,800 mortgage brokers offering free expert advice across Canada – taking the hassle out of the mortgage process and simplifying your life.

Our app provides you with useful tools to help plan your mortgage. Whether it comes to determining your mortgage payments, affordability, the income required to qualify, or closing costs, our app has what you need.

Start planning your mortgage by downloading it today!

Download My App

How Much Can You Afford?

  • Calculate your total cost of owning a home
  • Estimate the minimum down payment you need
  • Calculate the maximum loan you can borrow
  • Stress test your mortgage
  • Estimate your Closing costs

Even More Tools

  • Calculate Land transfer taxes and the available rebates
  • Search for the best mortgage rates
  • Compare your options side by side
  • Email Summary reports (PDF)
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70 Drew Street. Oshawa, Ontario L1H 5A3
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